Online SIP Calculator
Calculators

Mutual Funds

  • SIP Calculate how much you need to save or how much you will accumulate with your SIP.
  • Lumpsum Calculate returns for lumpsum investments to achieve your financial goals.
  • Step-Up SIP Calculate SIP returns when you increase your monthly investment every year.
  • SWP Calculate systematic withdrawal plan returns — total withdrawal and remaining corpus from your mutual fund investment.
  • MF Returns Estimate mutual fund returns on a one-time investment with expected CAGR and tenure.
  • ROI Calculate return on investment, net gain, and annualized ROI from invested and returned amounts.
  • CAGR Calculate Compound Annual Growth Rate from present value, future value, and investment period in years.
  • Brokerage Calculate brokerage, STT, exchange charges, GST, stamp duty, and net P&L for equity and F&O trades.
  • Stock Average Calculate weighted average buy price across multiple stock purchases. Enter quantity and price for each lot to see average cost and total investment.
  • XIRR Calculate extended internal rate of return (XIRR) for SIPs and irregular investments. Enter frequency, dates, recurring amount, and maturity value.

Fixed Income

  • FD Calculate fixed deposit maturity amount, interest earned, and total value with quarterly compounding.
  • RD Calculate recurring deposit maturity amount, total investment, and interest earned with quarterly compounding.
  • PPF Calculate Public Provident Fund maturity amount, total investment, and tax-free interest with annual compounding.
  • SSY Calculate Sukanya Samriddhi Yojana maturity value, total investment, and interest at 8.2% p.a.
  • Simple Interest Calculate simple interest and total amount from principal, rate, and time period.
  • Compound Interest Calculate compound interest and maturity amount with yearly, quarterly, or monthly compounding.
  • Inflation Calculate future cost and purchasing power impact from inflation rate and time period using CPI-based compounding.
  • Post Office MIS Calculate Post Office Monthly Income Scheme (POMIS) monthly payout, annual interest, and total returns at the current rate for the 5-year lock-in.
  • SCSS Calculate Senior Citizen Savings Scheme (SCSS) quarterly interest payout, total interest, and maturity value at the current rate for the 5-year tenure.
  • NSC Calculate National Savings Certificate maturity value, total interest, and invested amount with annual compounding over 5 years.

Loans & EMI

  • EMI Calculate monthly EMI, total interest, and total payment for any loan amount, rate, and tenure.
  • Car Loan EMI Calculate car loan EMI, total interest, and repayment amount for your vehicle loan.
  • Home Loan EMI Calculate home loan EMI, total interest, and total repayment for your housing loan.
  • Flat vs Reducing Compare flat-rate and reducing-balance loan interest side by side—EMI, total interest, total payment, and savings.

Tax & Salary

  • GST Calculate GST amount on exclusive or inclusive prices at 5%, 12%, 18%, or 28% rates.
  • TDS Calculate Tax Deducted at Source (TDS) by payment type, recipient category, and PAN availability across major Income Tax sections.
  • Salary Calculate in-hand salary from CTC after bonus, professional tax, employee and employer PF, and other monthly deductions.
  • Income Tax Calculate income tax for FY 2025-26 under Old or New regime with standard deduction, Section 87A rebate, and 4% Health & Education Cess.
  • Gratuity Calculate gratuity amount from years of service and last drawn basic salary plus DA using the 15/26 formula, capped at ₹10 lakh.

Retirement

  • EPF Calculate Employee Provident Fund corpus from monthly salary, tenure, and EPFO interest rate.
  • NPS Calculate National Pension System corpus from monthly contribution, age, and expected return with lump sum and annuity split.
  • APY Calculate Atal Pension Yojana monthly contribution, investment period, and total amount from joining age and desired pension.
Calculators

Categories

Mutual Funds

  • SIP Calculate how much you need to save or how much you will accumulate with your SIP.
  • Lumpsum Calculate returns for lumpsum investments to achieve your financial goals.
  • Step-Up SIP Calculate SIP returns when you increase your monthly investment every year.
  • SWP Calculate systematic withdrawal plan returns — total withdrawal and remaining corpus from your mutual fund investment.
  • MF Returns Estimate mutual fund returns on a one-time investment with expected CAGR and tenure.
  • ROI Calculate return on investment, net gain, and annualized ROI from invested and returned amounts.
  • CAGR Calculate Compound Annual Growth Rate from present value, future value, and investment period in years.
  • Brokerage Calculate brokerage, STT, exchange charges, GST, stamp duty, and net P&L for equity and F&O trades.
  • Stock Average Calculate weighted average buy price across multiple stock purchases. Enter quantity and price for each lot to see average cost and total investment.
  • XIRR Calculate extended internal rate of return (XIRR) for SIPs and irregular investments. Enter frequency, dates, recurring amount, and maturity value.

Fixed Income

  • FD Calculate fixed deposit maturity amount, interest earned, and total value with quarterly compounding.
  • RD Calculate recurring deposit maturity amount, total investment, and interest earned with quarterly compounding.
  • PPF Calculate Public Provident Fund maturity amount, total investment, and tax-free interest with annual compounding.
  • SSY Calculate Sukanya Samriddhi Yojana maturity value, total investment, and interest at 8.2% p.a.
  • Simple Interest Calculate simple interest and total amount from principal, rate, and time period.
  • Compound Interest Calculate compound interest and maturity amount with yearly, quarterly, or monthly compounding.
  • Inflation Calculate future cost and purchasing power impact from inflation rate and time period using CPI-based compounding.
  • Post Office MIS Calculate Post Office Monthly Income Scheme (POMIS) monthly payout, annual interest, and total returns at the current rate for the 5-year lock-in.
  • SCSS Calculate Senior Citizen Savings Scheme (SCSS) quarterly interest payout, total interest, and maturity value at the current rate for the 5-year tenure.
  • NSC Calculate National Savings Certificate maturity value, total interest, and invested amount with annual compounding over 5 years.

Loans & EMI

  • EMI Calculate monthly EMI, total interest, and total payment for any loan amount, rate, and tenure.
  • Car Loan EMI Calculate car loan EMI, total interest, and repayment amount for your vehicle loan.
  • Home Loan EMI Calculate home loan EMI, total interest, and total repayment for your housing loan.
  • Flat vs Reducing Compare flat-rate and reducing-balance loan interest side by side—EMI, total interest, total payment, and savings.

Tax & Salary

  • GST Calculate GST amount on exclusive or inclusive prices at 5%, 12%, 18%, or 28% rates.
  • TDS Calculate Tax Deducted at Source (TDS) by payment type, recipient category, and PAN availability across major Income Tax sections.
  • Salary Calculate in-hand salary from CTC after bonus, professional tax, employee and employer PF, and other monthly deductions.
  • Income Tax Calculate income tax for FY 2025-26 under Old or New regime with standard deduction, Section 87A rebate, and 4% Health & Education Cess.
  • Gratuity Calculate gratuity amount from years of service and last drawn basic salary plus DA using the 15/26 formula, capped at ₹10 lakh.

Retirement

  • EPF Calculate Employee Provident Fund corpus from monthly salary, tenure, and EPFO interest rate.
  • NPS Calculate National Pension System corpus from monthly contribution, age, and expected return with lump sum and annuity split.
  • APY Calculate Atal Pension Yojana monthly contribution, investment period, and total amount from joining age and desired pension.

Legal Disclaimer & Privacy Policy

Last updated: 2026-05-21

General information only

This website publishes financial calculators and educational content. Nothing herein constitutes personalized financial, investment, tax, or legal advice.

No registration

The operator is not a SEBI-registered investment adviser, broker, or distributor unless explicitly stated otherwise in writing.

Privacy

Calculator inputs are processed locally in your browser where interactive tools are provided. This static site does not require account creation for basic calculator use.

Disclaimer

The calculators, charts, and figures on this website are provided for general information and educational purposes only. They do not constitute financial, investment, tax, or legal advice, and they are not a recommendation, offer, or solicitation to buy or sell any security, mutual fund, insurance product, or other financial instrument.

We are not a SEBI-registered investment adviser, broker, or distributor. Nothing on this site creates a fiduciary, advisory, or client relationship between you and the operator of this website.

Results are illustrative estimates based on the inputs you supply and stated assumptions (including constant rates of return unless otherwise noted). Actual outcomes may differ materially due to market volatility, fees, taxes, inflation, timing of cash flows, regulatory changes, and other factors not modeled here.

Past or projected performance is not a guarantee of future results. Where returns are shown, they are hypothetical unless explicitly labeled as historical data from a cited source.

Tax and regulatory treatment varies by jurisdiction and personal circumstances. Calculators may simplify or omit tax, surcharge, cess, TDS, capital-gains treatment, and product-specific charges. Consult a qualified chartered accountant or tax professional before acting.

You are solely responsible for decisions you make using these tools. The operator disclaims liability for losses or damages arising from reliance on calculator outputs, errors, omissions, interruption, or outdated assumptions.

Verify all figures with official scheme documents, AMC/KRA statements, lender amortization schedules, or licensed professionals before investing, redeeming, borrowing, or filing returns.

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